• Best deal today: 18.2% off via CardCash. A $100 card costs about $82; exact rates vary by provider and denomination.
• Your savings: about $182 back on every $1,000 you spend at JoS. A. Bank.
• 30-day trend: ranged 14.9% to 22.4%, averaging 18.5% (updated daily). The recent peak was 22.4%; a price alert catches the next spike.
• In Fashion & Apparel: the category average is 14.2%.

How it works: pick a deal above and buy from the provider. Cards usually arrive by email, spend like cash at josbank.com or wherever JoS. A. Bank accepts gift cards, and stack with any JoS. A. Bank sale or promo code. Every purchase is covered by the provider's guarantee (45 days to 1 year).