• Best deal today: 8% off via Arbitrage Card. A $100 card costs about $92; exact rates vary by provider and denomination.
• Your savings: about $80 back on every $1,000 you spend at HomeGoods.
• 30-day trend: ranged 4.5% to 8%, averaging 6.1% (updated daily). Today is at the high end of that range.
• In Home & Garden: the category average is 8.1%.

How it works: pick a deal above and buy from the provider. Cards usually arrive by email, spend like cash at homegoods.com or wherever HomeGoods accepts gift cards, and stack with any HomeGoods sale or promo code. Every purchase is covered by the provider's guarantee (45 days to 1 year).