• Best deal today: 21% off via CardCenter. A $100 card costs about $79; exact rates vary by provider and denomination.
• Your savings: about $210 back on every $1,000 you spend at Banana Republic.
• 30-day trend: ranged 10.2% to 21%, averaging 18.1% (updated daily). Today is at the high end of that range.
• In Fashion & Apparel: the category average is 14.2%.

How it works: pick a deal above and buy from the provider. Cards usually arrive by email, spend like cash at bananarepublic.gap.com or wherever Banana Republic accepts gift cards, and stack with any Banana Republic sale or promo code. Every purchase is covered by the provider's guarantee (45 days to 1 year).